One for the worry list: Uncertainty is the biggest threat

We’re hearing good news about the economy.  We’re even seeing some early indicators that housing and real estate are recovering.

But we’re still getting plenty of negative, industry-specific headlines, especially where smaller lenders and brokers are concerned. In fact, in this go-go atmosphere of banker/broker prosperity,  the headlines are starting to make some players afraid that the party might soon be over. New unemployment scares; the likelihood of new regulations regarding ability to pay; new consumer advocate threats and new increased capital levels put worry lines on the faces of mortgage professionals.

Most of all, it’s the uncertainty that paralyzes us.  We can work harder, change our tactics, merge, sell or acquire.  But we don’t have a lot of influence over many of the things that cause the greatest uncertainty.  And that, for certain, is a killer to any recovery.

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