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Tag Archives: CFPB

Turning worries into opportunities

You’ve heard me on this theme before, but I think it’s more relevant than ever these days. With change, comes opportunity. Yes, QM has slowed the flow of origination a bit.  You could also argue that tighter credit, a bad…
  • Permalink
  • Posted: May 09 2014
  • Tags: CFPB, mortgage lending, QM, regulatory environment, secondary market
  • Comments: 12128

Welcome to the Wild West!

Let’s be honest.  Right now, it’s like the Wild West out there. The ability to give sub lines to aspiring mortgage bankers may be getting out of hand. Yes, mini-correspondents/emerging bankers bring a lot to the table.  I applaud lending…
  • Permalink
  • Posted: Apr 23 2014
  • Tags: CFPB, correspondent lending, emerging banker, mini correspondent, warehouse lending
  • Comments: 3613

If you were hoping for a quiet year…

While 2012 was an excellent year for many bankers and brokers, it’s difficult to say what 2013 has in store for the mortgage industry.  The recent CFPB definition of “Qualified Mortgage” still has industry pundits debating what impact, if any,…
  • Permalink
  • Posted: Jan 30 2013
  • Tags: Basel III, business planning, CFPB, mortgage regulation, QM
  • Comments: 3030
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    Recent Posts
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    • Options.
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