Turning worries into opportunities

You’ve heard me on this theme before, but I think it’s more relevant than ever these days. With change, comes opportunity. Yes, QM has slowed the flow of origination a bit. You could also argue that tighter credit, a bad…

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Posted: May 09 2014
Tags: CFPB, mortgage lending, QM, regulatory environment, secondary market
Comments: 11089

One more for the worry list…

As an industry, we have a lot on our collective plate these days. Then again, we’ve had a lot on our plate for a while now. It’s been a slow start to 2014. Re-fi is a thing of the past.…

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Posted: Feb 26 2014
Tags: emerging banker, mortgage broker, MSR, QM, RESPA-TILA Disclosure Rule
Comments: 3396

If you were hoping for a quiet year…

While 2012 was an excellent year for many bankers and brokers, it’s difficult to say what 2013 has in store for the mortgage industry. The recent CFPB definition of “Qualified Mortgage” still has industry pundits debating what impact, if any,…

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Posted: Jan 30 2013
Tags: Basel III, business planning, CFPB, mortgage regulation, QM
Comments: 2697